creditworthiness
- noun
- /ˈkrɛdɪtˌwɜrðɪnəs/
- Specialized
- Lenders need to evaluate the creditworthiness of borrowers before approving loans.
- creditworthiness of a borrower
- determine the creditworthiness
So they have some measure of the some measure of the creditworthiness of people who think would be a driver of the heterogeneity and interest rates being paid.
- So they have some measure of the some measure of the creditworthiness of people who think would be a driver of the heterogeneity and interest rates being paid.
Examples
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The creditworthiness of a borrower was immaterial, as the state was lending money to itself.
Academic text (1993) -
Yes, Hamilton wanted a strong central government, but one of his key concerns was the creditworthiness of the United States.
Blog text (15) -
Through the bank, he has demonstrated the creditworthiness of the poor and helped them achieve financial self-sufficiency.
Blog text (25) -
Sustained economic growth and creditworthiness were undermined by the high consumption, low investment policies of two decades.
Academic text (1990) -
Administrators will be enjoined to make loans on the basis of two criteria: creditworthiness and the environmental benefits that are expected to be achieved.
Academic text (1998) -
But a major hurdle remains: Banks, still burned by the housing bubble, are scrutinizing buyers' creditworthiness more closely.
Blog text (12) -
Moody's and Standard and Poor's passed judgment on China's creditworthiness.
Academic text (2013) -
A high credit score reflects your creditworthiness and can lead to better loan terms.
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Before extending credit, companies often assess the creditworthiness of their clients.
Synonyms
The quality of being trusted by banks to get a loan
Being someone or something you can trust to do what is needed
Antonyms
How Creditworthy
Surface Forms
Morphology
creditworthiness = creditworthy (transparent) = credit + worthy + ness
Formed by adding the noun-forming suffix '-ness' to 'creditworthy', so the noun denotes the state or quality of being creditworthy.
Etymology
Creditworthiness combines credit (originally 'trust' and also used for borrowed money) and worthy ('deserving'). So, creditworthiness means being 'deserving of trust' to repay money, which is why lenders check your payment history.