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creditability

creditability

7.4
The quality of being trusted by banks to get a loan
  • noun
  • /ˌkrɛdɪˈtæbɪlɪti/
  • Specialized
translation icon : solvencia
  • The company's strong creditability allowed it to secure a large loan from the bank.

Examples

  • Improving your creditability can help you get better interest rates on future loans.

  • Lenders assess a borrower's creditability before approving any financial agreements.

  • The bank assesses your creditability before approving a loan.

  • Her creditability in the financial sector is well-known.

  • Lenders assess a borrower's creditability before approving any financial agreements.

  • The company's strong creditability allowed it to secure a large loan from the bank.

  • Improving your creditability can help you get better interest rates on future loans.

Synonyms

credit rating
vscreditability
29 3.5

A number showing how likely a person, company or country will repay loans

expresses overall suitability for getting loans rather than being a numerical score
creditworthiness
vscreditability
  • Specialized
4 6.7

How likely a person or company will pay back money they borrowed

is about general suitability to receive financial lending rather than specific repayment trust

Antonyms

A quality of not being reliable or honest

How Creditworthy

creditworthy
  • Specialized
3 5.0
creditability
  • Specialized
7.4
subprime
  • Specialized
3 6.9

Surface Forms

creditability singular

Morphology

creditability = creditable (opaque) = credit + able + ity

Although the spelling shows credit + able + -ity, the financial-credit meaning is a specialized and non-standard extension that is not predictable from the parts alone.

Etymology

The word creditability comes from the Latin verb credere 'to believe' and shares the root with credit, which is money you are trusted to borrow. So, in finance it means how much a person or company is trusted to get loans or credit.