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creditworthy

creditworthy

3 5.0
Able to borrow money because you pay back loans on time
  • adjective
  • /ˈkrɛdɪtˌwɜrði/
  • Specialized
translation icon : solvente
  • In addition, if stress in agricultural lending intensifies, agricultural banks could become less able to lend to creditworthy farm borrowers.

Examples

  • Banks in Mexico have complained to the World Bank about the lack of "creditworthy" clients, and credit is increasingly directed to larger corporations and government agencies.

    Academic text (2005)
  • It is also expected to help Egypt become more creditworthy in the international capital markets.

    Academic text (1992)
  • Without equity in real estate to back a loan, most individuals and small businesses are not creditworthy beyond small amounts.

    Blog text (1)
  • But Lamar had not improved at selecting creditworthy customers.

    Academic text (2009)
  • Yunus explained that traditional banks did not lend money to the poor because they thought the poor were not creditworthy.

    Blog text (25)
  • Only JOBS can free up credit as banks must have creditworthy borrowers in order to make loans that will be repaid.

    Blog text (7)
  • In other words, a banker could make a good living like this as long as he lends wisely to creditworthy people and businesses.

    Blog text (10)
  • Before approving the loan, the bank assessed if she was creditworthy based on her financial history.

  • Many lenders are willing to offer lower interest rates to creditworthy individuals with a strong credit score.

  • It is important for businesses to maintain a creditworthy status to secure funding when needed.

Synonyms

responsible
vscreditworthy
177 3.0

Trustworthy with money and good at paying debts

is about being accepted for loans because of a good financial record
trustworthy
vscreditworthy
88 2.1

A person or thing you can depend on to be honest

is specifically about loan approval based on a reliable financial history
reputable
vscreditworthy
53 4.2

Known to be honest and reliable

is narrower, focusing on loan acceptance and financial reliability

How Creditworthy

creditworthy
  • Specialized
3 5.0
reliable
358 2.7
questionable
176 3.9
risky
269 3.6

Surface Forms

creditworthy positive

Morphology

creditworthy = credit + worthy (semi-transparent) = credit + worthy

The word is transparently formed from 'credit' + 'worthy', but the sense is specialized to financial reliability rather than a fully literal everyday combination.

Etymology

Creditworthy comes from credit, a word with a root meaning 'to believe' or 'trust', and worthy, meaning 'deserving'. So, it means 'deserving of trust', which is why a bank calls a person or company creditworthy when it believes they will pay back a loan.