Skip to main content
creditworthy

creditworthy

2 5.0
Able to borrow money because you pay back loans on time
  • adjective
  • /ˈkrɛdɪtˌwɜrði/
  • Specialized
: solvente
  • In addition, if stress in agricultural lending intensifies, agricultural banks could become less able to lend to creditworthy farm borrowers.

Examples

  • Banks in Mexico have complained to the World Bank about the lack of "creditworthy" clients, and credit is increasingly directed to larger corporations and government agencies.

    Academic text (2005)
  • It is also expected to help Egypt become more creditworthy in the international capital markets.

    Academic text (1992)
  • Without equity in real estate to back a loan, most individuals and small businesses are not creditworthy beyond small amounts.

    Blog text (1)
  • But Lamar had not improved at selecting creditworthy customers.

    Academic text (2009)
  • Yunus explained that traditional banks did not lend money to the poor because they thought the poor were not creditworthy.

    Blog text (25)
  • Only JOBS can free up credit as banks must have creditworthy borrowers in order to make loans that will be repaid.

    Blog text (7)
  • In other words, a banker could make a good living like this as long as he lends wisely to creditworthy people and businesses.

    Blog text (10)
  • Before approving the loan, the bank assessed if she was creditworthy based on her financial history.

  • Many lenders are willing to offer lower interest rates to creditworthy individuals with a strong credit score.

  • It is important for businesses to maintain a creditworthy status to secure funding when needed.

Synonyms

trustworthy
vscreditworthy
87 2.1

A person or thing you can depend on to be honest

is specifically about loan approval based on a reliable financial history
reputable
vscreditworthy
53 4.2

Known to be honest and reliable

is narrower, focusing on loan acceptance and financial reliability
responsible
vscreditworthy
14 3.0

Trustworthy with money and good at paying debts

is about being accepted for loans because of a good financial record

How Creditworthy

creditworthy
  • Specialized
2 5.0
reliable
342 2.7
questionable
162 3.9
risky
321 3.6

Surface Forms

creditworthy positive

Morphology

creditworthy = credit + worthy (semi-transparent) = credit + worthy

The word is transparently formed from 'credit' + 'worthy', but the sense is specialized to financial reliability rather than a fully literal everyday combination.

Etymology

Creditworthy comes from credit, a word with a root meaning 'to believe' or 'trust', and worthy, meaning 'deserving'. So, it means 'deserving of trust', which is why a bank calls a person or company creditworthy when it believes they will pay back a loan.