disability insurance
- noun
- /ˌdɪsəˈbɪləti ɪnˈʃʊərəns/
- You can also consider such items as life insurance, disability insurance, and long-term care insurance.
- disability insurance program
- social security disability insurance
Examples
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Many employees rely on disability insurance to cover their costs when they are unable to work due to injury or illness.
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You also have the option of purchasing an individual disability insurance policy through a qualified insurance professional.
Blog text (30) -
A good rule of thumb is that if you work for a living, you need disability insurance.
Blog text (30) -
Honestly, that's the main reason I have disability insurance, so that I can still get paid during maternity leave.
Blog text (22) -
In general, there are two main types of disability policies: short-term disability and long-term disability insurance.
Blog text (30) -
Only one-third of U.S. teachers have long-term disability insurance (BLS 1994a).
Academic text (1994) -
She reviewed her disability insurance policy to understand the benefits available if she became unable to work.
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It's essential to have disability insurance to ensure financial stability in the event of unforeseen health issues.
Synonyms
A paid plan that protects you against loss, damage, illness, or death
How Comprehensive
- Specialized
Surface Forms
Morphology
The meaning 'insurance that provides income or benefits to individuals who are unable to work due to a disability' is directly and transparently derived from combining 'disability' (a condition restricting activity) with 'insurance' (a protection/payment arrangement). This noun–noun composition is a common, literal and cross-linguistically regular pattern, so a B1 learner who knows both constituents will readily infer the MWE's meaning.
Etymology
Disability insurance comes from the simple image of a money safety net: you pay into an insurance plan so that if you have a disability and are 'unable to work' you still get money. That's why it means a policy that gives income or benefits when someone cannot work because of a disability.