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disability insurance

disability insurance

5 3.3
Money paid by an insurance plan to people who cannot work because they are sick or hurt
  • noun
  • /ˌdɪsəˈbɪləti ɪnˈʃʊərəns/
translation icon : seguro de discapacidad
  • You can also consider such items as life insurance, disability insurance, and long-term care insurance.
  • disability insurance program
  • social security disability insurance

Examples

  • Many employees rely on disability insurance to cover their costs when they are unable to work due to injury or illness.

  • You also have the option of purchasing an individual disability insurance policy through a qualified insurance professional.

    Blog text (30)
  • A good rule of thumb is that if you work for a living, you need disability insurance.

    Blog text (30)
  • Honestly, that's the main reason I have disability insurance, so that I can still get paid during maternity leave.

    Blog text (22)
  • In general, there are two main types of disability policies: short-term disability and long-term disability insurance.

    Blog text (30)
  • Only one-third of U.S. teachers have long-term disability insurance (BLS 1994a).

    Academic text (1994)
  • She reviewed her disability insurance policy to understand the benefits available if she became unable to work.

  • It's essential to have disability insurance to ensure financial stability in the event of unforeseen health issues.

Synonyms

insurance
vsdisability insurance
2.0

A paid plan that protects you against loss, damage, illness, or death

is a specific form that pays income when someone cannot work due to disability

How Comprehensive

disability insurance
5 3.3

Surface Forms

Morphology

disability + insurance

The meaning 'insurance that provides income or benefits to individuals who are unable to work due to a disability' is directly and transparently derived from combining 'disability' (a condition restricting activity) with 'insurance' (a protection/payment arrangement). This noun–noun composition is a common, literal and cross-linguistically regular pattern, so a B1 learner who knows both constituents will readily infer the MWE's meaning.

Etymology

Disability insurance comes from the simple image of a money safety net: you pay into an insurance plan so that if you have a disability and are 'unable to work' you still get money. That's why it means a policy that gives income or benefits when someone cannot work because of a disability.