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comprehensive insurance policy

comprehensive insurance policy

3.9
Insurance that covers many risks like damage, theft, and loss
  • noun
  • /ˌkɒmprɪˈhɛnsɪv ɪnˈʃʊərəns ˈpɒlɪsi/
  • Specialized
translation icon : póliza de seguro a todo riesgo
  • With a comprehensive insurance policy, you can rest easy knowing you are protected from unexpected events.

Examples

  • Many families choose a comprehensive insurance policy to ensure that they are covered from various risks.

  • Namely, a comprehensive insurance policy.

  • A comprehensive insurance policy typically protects against theft, damage, and loss of property.

Synonyms

insurance
vscomprehensive insurance policy
2.0

A paid plan that protects you against loss, damage, illness, or death

applies to a specific document covering many risks rather than the general arrangement
policy
vscomprehensive insurance policy
488 3.4

A written contract from an insurance company that says what it covers

focuses on wide risk protection not just the contract's terms
insurance policy
vscomprehensive insurance policy
122 2.8

A document that shows the details of an agreement when a company pays money after a loss

covers a wider range of risks rather than only specified events

How Comprehensive

comprehensive insurance policy
  • Specialized
3.9
policy
488 3.4
ordinary life insurance
  • Specialized
4.1

Surface Forms

Morphology

comprehensive + insurance + policy

The meaning is transparently composed from the constituents: 'comprehensive' (thorough, covering nearly all aspects) modifies 'insurance policy' (a formal contract), so a learner who knows those words can infer it covers a broad range of risks. This modifier + noun composition is a common, cross-linguistic pattern and therefore immediately understandable to a B1 learner familiar with the parts.

Etymology

Comprehensive insurance policy comes from the image of a large blanket or net that wraps a car to protect it from many problems. Comprehensive means 'all-around', insurance is protection, and policy is the agreement, so the phrase means a single plan that 'covers' 'many risks' like theft, fire, or accidental damage.