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uninsurability

uninsurability

9.9
A situation where someone cannot get insurance because the risk is too high
  • noun
  • /ˌʌnɪnˈʃʊərəˌbɪlɪti/
  • Specialized
: no asegurabilidad
  • Flood-prone areas often face uninsurability because insurance companies consider them too risky.

Examples

  • The company reviewed the applicant's medical history and determined her uninsurability for life insurance.

  • Many drivers face uninsurability after multiple accidents, making it difficult to find an affordable policy.

  • Due to his numerous speeding tickets, his uninsurability became a major issue when trying to register his car.

  • The uninsurability of certain properties can be a major issue.

  • Insurance companies often cite uninsurability as a reason for denial.

  • Insurance companies often declare uninsurability for applicants with pre-existing health conditions.

  • The uninsurability of homes located in disaster-prone regions creates challenges for homeowners.

Antonyms

insurability
  • Specialized
1 7.4

How likely an insurance company is to agree to cover a person or thing against loss

How Insurable

insurability
  • Specialized
1 7.4
uninsurability
  • Specialized
9.9

Surface Forms

Morphology

uninsurability = uninsurable (transparent) = un + insure + able + ity

The noun is formed by adding '-ity' to the adjective 'uninsurable' (un- + insure + -able), which is a regular nominalization pattern.

Etymology

Uninsurability breaks into parts: un- meaning 'not', insure meaning 'to protect with insurance', and -ability meaning 'the quality of being able to'. So, uninsurability means 'not able to be insured', for example when a person or place is too risky for an insurance company to cover.