uninsurability
- noun
- /ˌʌnɪnˈʃʊərəˌbɪlɪti/
- Specialized
- Flood-prone areas often face uninsurability because insurance companies consider them too risky.
Examples
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The company reviewed the applicant's medical history and determined her uninsurability for life insurance.
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Many drivers face uninsurability after multiple accidents, making it difficult to find an affordable policy.
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Due to his numerous speeding tickets, his uninsurability became a major issue when trying to register his car.
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The uninsurability of certain properties can be a major issue.
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Insurance companies often cite uninsurability as a reason for denial.
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Insurance companies often declare uninsurability for applicants with pre-existing health conditions.
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The uninsurability of homes located in disaster-prone regions creates challenges for homeowners.
Antonyms
- Specialized
How likely an insurance company is to agree to cover a person or thing against loss
How Insurable
- Specialized
- Specialized
Surface Forms
Morphology
uninsurability = uninsurable (transparent) = un + insure + able + ity
The noun is formed by adding '-ity' to the adjective 'uninsurable' (un- + insure + -able), which is a regular nominalization pattern.
Etymology
Uninsurability breaks into parts: un- meaning 'not', insure meaning 'to protect with insurance', and -ability meaning 'the quality of being able to'. So, uninsurability means 'not able to be insured', for example when a person or place is too risky for an insurance company to cover.