liability insurance
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3.7
- noun
- /ˌlaɪəˈbɪlɪti ɪnˈʃʊərəns/
- Specialized
:
seguro de responsabilidad civil
- The contractor was required to carry liability insurance to cover any damages caused during the construction process.
- malpractice liability insurance
- professional liability insurance
- medical malpractice liability insurance
He listed unemployment, schools, jobs, liability insurance and the PPP.
- He listed unemployment, schools, jobs, liability insurance and the PPP.
Examples
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I talked to the owners, and we didn't get enough liability insurance for this.
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Would you be interested in purchasing liability insurance?
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OK, so the first question is what liability insurance do you need to carry?
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What they need is liability insurance.
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However, if you only have liability insurance, then damage to your car is not covered.
Blog text (27) -
In a number of states, you must carry a minimum amount of liability insurance.
Blog text (12) -
Several programs also have liability insurance for their volunteers, in case there is ever a problem.
Academic text (2013) -
Only three states do not require liability insurance to operate a vehicle.
Blog text (11) -
Now, did Mr. Thomas and Mr. Fanning have any liability insurance?
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Additionally, many venues won't let you in if you don't carry liability insurance.
Blog text (25)
How Protective
- Specialized
- Specialized
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3.7
Surface Forms
Morphology
The meaning is directly derivable from combining 'liability' (a legal/financial obligation to pay damages) with 'insurance' (protection against loss): it denotes insurance that covers one’s liability. This noun+noun composition is a regular, compositional pattern (e.g., Spanish/French equivalents like 'seguro de responsabilidad'/'assurance responsabilité'), so a B1 learner who knows the constituents should be able to infer the MWE meaning.
Etymology
The compound noun liability insurance comes from two ideas: liability, meaning being 'responsible' for harm, and insurance, meaning a company that pays money for loss. Imagine you break a neighbor's window; instead of you paying, your liability insurance pays the cost, so it protects you from having to 'pay' for others' damage.