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insurability

insurability

1 7.4
How likely an insurance company is to agree to cover a person or thing against loss
  • noun
  • /ˌɪnʃəˈrəbɪlɪti/
  • Specialized
: asegurabilidad
  • The agent explained that factors like age and lifestyle can influence your insurability for life insurance.

Examples

  • The question of the insurability of civil money penalties is a long-standing one.

    Blog text (24)
  • In her study, Pollitz asked insurance providers to evaluate the insurability and premiums for hypothetical applicants.

    Blog text (16)
  • One way is to require evidence of insurability.

    Academic text (1990)
  • I was also told that I could get the reason by contacting a third-party agent that USAA uses to verify members' insurability.

    Blog text (1)
  • Such a solution would provide guaranteed insurability if the insurance was purchased when first offered, no mandate to buy, people could purchase at any time and be covered, other family members would not be penalized, and the insurance pool would be protected.

    Blog text (29)
  • But while there was some discussion of and concern about these issues, the question of the insurability of civil money penalties remained an uncertain issue (at least for the banks themselves, if not for the FDIC).

    Blog text (24)
  • The exhibit also raises questions about the potentially powerful impact of the "map" on such issues as health and healing and, not coincidentally, the parallel concerns of privacy, insurability, and even a patient's desire to know.

    Academic text (1995)
  • Insurance companies assess your insurability based on your health history and risk factors.

  • Understanding the concept of insurability is crucial before applying for any insurance policy.

Antonyms

uninsurability
  • Specialized
9.9

A situation where someone cannot get insurance because the risk is too high

How Insurable

insurability
  • Specialized
1 7.4
uninsurability
  • Specialized
9.9

Surface Forms

insurability singular

Morphology

insurability = insurable (transparent) = insure + able + ity

The noun is formed in a standard way from the adjective 'insurable' with '-ity', meaning the state or quality of being insurable.

Etymology

Insurability comes from insure, meaning 'to promise payment or give protection if something bad happens', and the ending -ability, meaning 'able to be'. So insurability is about how 'able to be insured' someone or something is, such as when a health problem or flood damage makes insurance harder to get.