hazard insurance
- noun
- /ˈhæzərd ɪnˈʃʊərəns/
- Specialized
:
seguro de riesgos
- Most mortgage lenders require homeowners to carry hazard insurance to protect the property against fire and other risks.
Examples
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You should consider getting hazard insurance for your home.
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After the hurricane, the claim for damages was covered by their hazard insurance policy.
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The cost of hazard insurance can vary depending on the location and type of risk involved.
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Get hazard insurance!
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Before purchasing a home, make sure to acquire hazard insurance to cover potential damages from natural disasters.
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The bank required the homeowner to have hazard insurance to ensure protection against fire and storm damage.
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Residents in flood-prone areas often struggle to afford hazard insurance, leaving their properties vulnerable to damage.
Synonyms
∞
2.0
A paid plan that protects you against loss, damage, illness, or death
How Protective
- Specialized
- Specialized
- Specialized
6
3.7
- Specialized
1
7.5
Surface Forms
Morphology
The meaning is directly derivable from combining 'hazard' (a source of possible harm) with 'insurance' (protection/payment against loss): a B1 learner who knows both words can infer it denotes insurance against specified risks like storms or fires. This noun+noun compound follows a common compositional pattern found across languages, so its sense is predictable without prior exposure.
Etymology
Hazard insurance comes from the words hazard (meaning 'danger' such as storms or fire) and insurance (meaning protection). Think of it as a shield that covers your house against those dangers, so it means 'insurance that protects against specific risks'.