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credit application

credit application

1 4.1
A formal request to a bank or lender to borrow money, for example to get a credit card
  • noun
  • /ˈkrɛdɪt ˌæplɪˈkeɪʃən/
translation icon : solicitud de crédito
  • Completing a credit application is the first step in securing a new credit card.
  • information on a credit application

Examples

  • Here's our short form contract and credit application.

  • I once processed a credit application from a guy who had lost everything because of his bad teeth.

    Blog text (13)
  • As he was reviewing her credit application with her, he noticed she was on social security disability.

    Blog text (13)
  • For example, between June and July, NACM showed a huge jump in manufacturing credit applications.

    Blog text (13)
  • The Superintendent had noted that Crilamit had an incomplete credit application and had no insurance on the collateral.

    Blog text (18)
  • Our company was a major supplier to GM, and they owed us quite a bit of money when it happened, against my opinion, as I had rejected the last three credit applications.

    Blog text (29)
  • She doesn't have time to sign her credit application but she's got time to tell you that we're in danger?

  • The survey looked at over 50,000 credit applications between June 2001 and December 2004 for a large auto sales company that primarily served subprime borrowers.

    Academic text (2016)
  • To obtain a loan, you must submit a credit application to the bank.

  • The lenders reviewed her credit application and decided to approve her loan request.

Synonyms

application
vscredit application
528 2.4

A written request for something, for example a job or a place at school

is specifically a written request to gain permission to borrow money
loan application
vscredit application
  • Formal
8 2.4

A request you send to a bank to borrow money

is focused on arranging ongoing borrowing approval rather than a single sum
application form
vscredit application
8 2.0

A document with questions to fill in when you apply for a job or a course

is the actual request sent to a lender to get borrowing approval

How Likely

creditability
  • Specialized
7.4
credit application
1 4.1

Surface Forms

Morphology

credit + application

The compound 'credit application' is directly compositional: 'credit' (a financial loan or line of credit) combined with 'application' (a written request) yields the meaning 'a request for credit'. This noun+noun combination follows common formation patterns found in many languages, so a B1 learner who knows both words will readily infer the MWE's meaning.

Etymology

Credit application comes from the simple image of handing a paper to a bank to 'ask for credit'. The word credit means the money or loan you want and application is the written request, so together it means an official request to borrow money.