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paycheck to paycheck

paycheck to paycheck

11 5.5
Having little or no savings and needing each payday to pay bills
  • idiom
  • US
translation icon : vivir de sueldo a sueldo
  • Many families face financial stress because they are living paycheck to paycheck, with no savings to fall back on.
  • live paycheck to paycheck

You know that, and insane inflation then keeps you stuck paycheck to paycheck in a sea of debt.

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Examples

  • In fact, 77 percent of all Americans live paycheck to paycheck at least some of the time.

    Blog text (10)
  • I know what it's like to struggle from paycheck to paycheck.

  • Yes, even people making over six figures are living paycheck to paycheck much more today than last year.

  • The reality is most of us live paycheck to paycheck.

  • I was living paycheck to paycheck.

  • More than half of us are living paycheck to paycheck with no safety net.

    Blog text (1)
  • Other people my age live paycheck to paycheck.

    Academic text (2009)
  • If you are currently living paycheck to paycheck, you are extremely vulnerable.

    Blog text (9)
  • According to one survey, 42 percent of all American workers are living paycheck to paycheck.

    Blog text (12)
  • Why are 77 percent of all Americans living paycheck to paycheck at least part of the time?

    Blog text (1)

Synonyms

hand to mouth
vspaycheck to paycheck
  • Informal
2 6.3

Living with only enough money for day to day needs and no savings

depend on each regular income payment to cover monthly bills
in straitened circumstances
vspaycheck to paycheck
  • Formal
8.6

A person who has little money and cannot buy basic things

focus on lacking savings and depending on income rather than extreme poverty

Antonyms

289 3.0

Being sure you have enough money for now and the future

How Financially Secure

wealthy
520 2.5
comfortable
107 2.9
paycheck to paycheck
  • US
11 5.5
poor
1.0
destitute
20 6.5

Surface Forms

Morphology

paycheck + to + paycheck

The phrase is compositionally built from 'paycheck' + 'to' + 'paycheck' and can be read as ‘from one paycheck to the next,’ which directly implies relying on each salary payment with little or no savings. This succession-of-paychecks logic is readily inferable and has clear parallels in many languages, so a B1 learner who knows the constituents will typically understand the meaning.

Etymology

The phrase paycheck to paycheck comes from a clear image: a person spends one paycheck until it is gone and then waits for the next paycheck to pay bills. That's why it means 'having little or no savings' and 'relying on each paycheck to cover expenses'.