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to pay off

to pay off

153 2.7
Repay all the money you owe on a loan
  • phrasal verb
  • /peɪ ɔf/
translation icon : pagar
  • Your stretch goal should be to pay off your auto loan in two years or less.
  • pay off debts
  • pay off a loan
  • pay off a mortgage

Using your tax refund to pay off credit card debt is smart.

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Examples

  • I had to sell my car and pay off my debt to my parents.

    Fiction book (1998)
  • I sold the boat to pay off some debts.

  • The question is, can we pay off that debt?

  • Did not too much pride again and paid off all the business debt.

  • You have to be ready to pay that million off at any time.

  • All he wanted to do was pay off his medical school bills and leave.

    Fiction book (2001)
  • Using your tax refund to pay off credit card debt is smart.

  • How do you expect us ever to pay off the charges you're running up?

    Fiction book (1996)
  • That's how he paid off the loan.

  • I will finally be able to pay off my student loans by the end of this year.

Synonyms

to pay
vsto pay off
1.0

To give money for something you buy or owe

refers specifically to clearing the whole loan rather than any single money exchange
to pay back
vsto pay off
298 1.6

Give back money you borrowed from someone

is about fully clearing the whole loan, not just returning part
to repay
vsto pay off
75 1.7

To pay back money you borrowed

is used for clearing the entire owed loan balance
to pay up
vsto pay off
  • Informal
35 3.6

Give someone the money you owe them, often after they ask you

focuses on clearing the full debt rather than acting under pressure
to redeem
vsto pay off
  • Specialized
14 5.4

Pay off a debt or buy back something by making a payment

is limited to fully clearing a loan rather than buying back items

Antonyms

to default
  • Specialized
55 6.7

Fail to pay money you owe on a loan

How Repaid

to pay off
153 2.7
to repay
75 1.7
to default
  • Specialized
55 6.7

Surface Forms

pay off infinitive
paid off past
paid off past participle
paying off present participle
pays off third person singular

Morphology

pay + off

The sense 'to take revenge' cannot be straightforwardly derived from 'pay' (transfer money) combined with 'off' (here noted as a slang verb 'to murder' or otherwise a particle). The relation is idiomatic and relies on pragmatic or slang usage rather than regular compositional rules, so a B1 learner who knows the constituents would unlikely infer this meaning.

Etymology

Pay off comes from the act of giving the last money for a debt: you pay what you owe and the debt is off your shoulders, so it means 'to repay the full amount of money owed'.