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hard currency

hard currency

4.2
Physical money you can hold, such as bills and coins, not checks or cards
  • noun
  • /hɑrd ˈkɜrənsi/
translation icon : efectivo
  • In times of economic uncertainty, investors often turn to hard currency to protect their assets.

Examples

  • Many travelers prefer to carry hard currency when visiting foreign countries for better trading options.

  • Van Buren insisted on following Jackson's policies of accepting only hard currency (gold and silver) rather than paper money, refusing to charter a national bank, and taking few steps that could stem the crisis.

    Blog text (15)
  • The hotel only accepted hard currency for payments, so I exchanged my funds before checking in.

Synonyms

cash
vshard currency
1.0

Money in the form of coins and bills

is the same physical money rather than electronic forms
paper money
vshard currency
16 1.6

Money made of printed paper notes that a government uses

is physical money that includes both coins and notes
hard cash
vshard currency
10 2.7

Money in the form of bills and coins, not cards or electronic payments

is the identical meaning and use with no difference in sense
legal tender
vshard currency
  • Formal
4 4.0

Coins or paper money that the law says must be accepted for payment

is physical money not defined by legal mandatory acceptance
paper currency
vshard currency
3 2.5

Money in printed notes that people use instead of coins

is physical money covering both coins and printed notes

Antonyms

3.1

An amount of money you can borrow now and pay back later

How Tangible

hard currency
4.2
cash
1.0
to check
  • US
32 1.8
cryptocurrency
  • Texting
6 7.4

Surface Forms

hard currency singular

Morphology

hard + currency

The gaming meaning — a premium, often purchasable in‑game currency — is not directly derivable from the literal senses 'hard' (firm/solid) + 'currency' (money). There is a partial, metaphorical link ("hard" as real/valuable/convertible vs in‑game "soft" currency) that could give some clue, but this technical/jargon use is not reliably predictable for an average B1 learner.

Etymology

Hard currency can also mean physical money you can hold, like bills and coins, because it feels 'hard' and real compared with a 'check' or an 'electronic payment'. That's why people use the term for cash they can use right away.