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to amortize

to amortize

7 7.8
To spread the cost of something such as a loan or equipment into regular small payments
  • verb
  • /əˈmɔːrtaɪz/
  • Specialized
translation icon : amortizar
  • Because quite simply, losses on the first two movies are amortized into the cost of the franchise.
  • amortize their debt
  • amortized cost
  • amortized over five years

So don't forget to amortize the refinancing costs.

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Examples

  • The company will amortize the cost of the equipment over its useful life.

  • Most respondents agreed that the 10-year contract period was too short for businesses, particularly new ones, to amortize large investments in equipment and infrastructure.

    Academic text (2017)
  • We'll amortize the losses across the whole system.

  • "Greater volume makes it easier to amortize the cost of mass marketing, which produces greater volume.

    Academic text (2005)
  • The central device for this approach can be relatively expensive, but its cost can be amortized over a number of users.

    Academic text (1997)
  • We've amortized the cost of the research over a 10-year period.

  • Also, since these mappings are used many times by the algorithm, the cost of their generation is amortized by their multiple reuse.

    Academic text (2000)
  • Variety explained that PRC films' thin margins were inadequate to amortize elaborate advertising costs under Eagle-Lion's management of the company.

    Academic text (2017)
  • The first-year average cost per ton diverted was amortized over five years to arrive at an estimated average cost of $1.03.

    Academic text (1998)
  • The composting model estimated the capital, operational, and maintenance costs—and amortized total processing costs—for facilities with varying capacities.

    Academic text (1995)

Synonyms

to pay off
vsto amortize
153 2.7

Repay all the money you owe on a loan

repeatedly repays over time using regular smaller payments
to deleveraging
vsto amortize
  • Specialized
8.1

To reduce debt by paying off loans or selling things you own

focuses on scheduled spreading of cost through regular payments

Antonyms

822 1.8

Make something larger in number, amount or degree

to incur
  • Formal
69 6.2

To have to pay or suffer something bad because of what you do

How Fast

to settle
140 3.4
to pay off
153 2.7
to repay
75 1.7
to amortize
  • Specialized
7 7.8

Surface Forms

amortize infinitive
amortized past
amortized past participle
amortizing present participle
amortizes third person singular

Morphology

amortize = a + mort + ize

Although historically analyzable as a- + mort + -ize ('make death' of a debt), the modern meaning 'gradually pay off a debt' is not derivable by an average B1 learner from the component parts.

Etymology

The word amortize comes from Latin parts ad- 'to' and mortem 'death'. It meant 'to make dead', so to amortize a debt is to 'kill it off' little by little, the same idea you see in mortgage.