retirement savings account
1
3.1
- noun
- /rɪˈtaɪərmənt ˈseɪvɪŋz əˈkaʊnt/
:
cuenta de ahorros para la jubilación
- Drawing on lessons from the regulation of investment companies, this article outlines a research agenda for a national system of individual retirement savings accounts to track and administer individual retirement savings throughout an individual's lifetime and across all employers.
- individual retirement savings account
Examples
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In place of the current system of employer-sponsored plans administered by conflicted employer fiduciaries, this article proposes a national system of individual retirement savings accounts to be regulated not by analogy to gift transfers, but increasingly as products subject to safety and standards regulation.
Academic text (2016) -
You'd have to say "no," the way some employees decline if they decide not to contribute to an employer-sponsored retirement savings account.
Blog text (21) -
On one end of the spectrum, the U.S. could pursue the Chilean model in which the management of individual retirement savings accounts would be delegated to private companies.
Academic text (2016) -
As a long-term alternative, this article proposes a framework for developing a national system of individual retirement savings accounts into which both employers and employees could continue to make tax-advantaged contributions.
Academic text (2016) -
Pursuant to an individual account model, employers and employees would remit contributions to the employees' federally established retirement savings accounts, which would segregate individual savings in a single account throughout an employee's preretirement years.
Academic text (2016) -
Many employees contribute a portion of their salary to their retirement savings account each month.
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Opening a retirement savings account early can significantly increase your financial security after you stop working.
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It's important to regularly review your retirement savings account to ensure you are on track for a comfortable retirement.
Synonyms
56
4.7
An account people use to save money for retirement with tax benefits
27
3.0
A set of savings and investments that gives you money after you stop working
21
3.0
A plan where you save money to use after you stop working
5
5.1
A US retirement account you pay tax on now and can take out money later without paying tax
4
5.0
A US savings account for money used after you stop working that grows without tax until you take it out
1
2.5
Money you regularly save to use after you stop working
1
3.3
An account for saving money to use after you stop working
How Secure
47
3.0
1
3.3
1
3.1
50
2.3
∞
1.0
Surface Forms
Morphology
retirement + savings + account
The phrase is transparently compositional: it denotes an "account" (record/place for money) that holds "savings" intended for "retirement." This straightforward modifier-noun structure is common cross-linguistically and follows normal English composition patterns, so a B1 learner who knows the three words should be able to infer the meaning.
Etymology
The term retirement savings account names a special account where people keep savings for retirement. Think of a safe marked 'retirement' where you put money now to use later, so the phrase means a place to build 'income after retirement'.