no fault insurance
1
4.3
- noun
- /noʊ fɔlt ɪnˈʃʊrəns/
- Specialized
:
seguro sin culpa
- Her no fault insurance policy allowed her to get medical treatment quickly after the car accident without worrying about liability.
- no fault insurance system
Examples
-
So your recommendation is a totally no-fault insurance plan.
Blog text (5) -
(The exception, of course, is no-fault insurance, which many voters distrust because of the support it receives from the insurance industry.)
Academic text (1991) -
Keep in mind that, by law, this insurance was "no-fault" insurance—that is, the plant owner could not claim that it was not at fault.
Blog text (25) -
Under Michigan law, all drivers must have no fault insurance to ensure they are covered for any accident, regardless of who caused it.
-
In some states, no fault insurance policies are required, which means that each driver pays for their own damages and medical expenses.
Synonyms
Car insurance where each driver gets money from their own insurance company after a crash, no matter who caused it
Surface Forms
Morphology
The meaning is directly derivable from the parts: 'no' = without, 'fault' = blame or responsibility, and 'insurance' = a policy providing compensation, so it denotes insurance that operates without assigning blame. This compositional pattern is straightforward and common cross-linguistically, so a B1 learner who knows the constituents will generally infer the basic concept (even if some legal nuances require further explanation).
Etymology
No fault insurance comes from the idea that after a crash each person's own insurance pays without needing to prove fault. So, 'no fault' means you do not have to show who is to 'blame', and the insurance still pays the costs.