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mortgage application

mortgage application

1 3.5
A written request to a bank for a loan to buy a house
  • noun
  • /ˈmɔːrɡɪdʒ ˌæplɪˈkeɪʃən/
  • Formal
translation icon : solicitud de hipoteca
  • I submitted my mortgage application last week to secure financing for my new home.
  • home mortgage application
  • mortgage application process
  • new mortgage application

Examples

  • Being aware of the contents of your credit score report before lenders is not going to present excellent information about the possible outcome of your mortgage application.

    Blog text (5)
  • But during the superheated real estate market of just a few years ago, longtime residents sold out to developers who rapidly demolished the old to build rows of plain vanilla townhouses sold, it seemed, to anyone who could sign a mortgage application.

    Blog text (31)
  • After the rejection of a mortgage application.

    Blog text (25)
  • Your mortgage application at First National bounced back.

  • Why should people who lied on their mortgage applications, or simply over-leveraged themselves, be given a pass?

    Blog text (10)
  • The mortgage application process requires filling out volumes of paperwork and gathering personal documents.

    Blog text (25)
  • As a consequence, lenders would think about them as economic dangers, and because of this, their upcoming mortgage applications are denied.

    Blog text (14)
  • Meanwhile, on Trump's watch, the stock market and consumer confidence have hit all-time highs, the number of mortgage applications for new homes has reached a seven-year high, and gas prices have fallen to a 12-year low.

    Academic text (2018)
  • At the pro-business American Enterprise Institute, resident fellow Alex Pollock, a financial-policy expert, has created what he calls the Pollock one-page mortgage application form.

    Blog text (21)
  • As well, pinched consumer spending in an austere outlook, tight credit, and depressed new-mortgage applications in both regions have spooked appliance makers, which rely on a buoyant housing market.

    Blog text (31)

Synonyms

application
vsmortgage application
528 2.4

A written request for something, for example a job or a place at school

is a formal request to a lender specifically for buying a home
loan application
vsmortgage application
  • Formal
8 2.4

A request you send to a bank to borrow money

is a formal request to a lender for buying a home
application form
vsmortgage application
8 2.0

A document with questions to fill in when you apply for a job or a course

is a formal request sent to a lender to purchase a property

Surface Forms

Morphology

mortgage + application

The meaning 'a formal request to obtain a mortgage loan' is directly derivable from 'mortgage' (a loan secured by property) combined with 'application' (a written request/form). This is a straightforward noun–noun composition following common modification patterns and is cross-linguistically transparent, so a B1 learner who knows both constituents will understand it.

Etymology

Mortgage application may come from old words that meant a 'dead pledge' — a promise made when someone borrowed money to buy a house, where the house could be taken if the debt was not repaid. The word application means a formal request, so a mortgage application is the official request to get that house loan, and the name reminds you the loan is tied to the home.