merchant bank
1
5.0
- noun
- Specialized
:
banco comercial
- When the restaurant partnered with a new merchant bank, they noticed a significant improvement in their transaction processing times.
And then I worked at a Hong Kong merchant bank, as I said.
- And then I worked at a Hong Kong merchant bank, as I said.
Examples
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The merchant bank processed their credit card transactions quickly, allowing the store to receive funds almost immediately.
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Whether it's a large or a small company, all of them did business, involving a merchant bank.
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The merchant banks may be going through rough times, but they loan money to a lot of companies and people.
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And then I worked at a Hong Kong merchant bank, as I said.
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It is the financial capital of the world, having all the major merchant banks and the best investment banks for when you want to go public with your business.
Blog text (17) -
Neal is a founding partner of Jane Capital Partners LLC, a cleantech merchant bank whose clients have included the technology arms of multinational energy companies.
Blog text (17) -
After contacting the merchant bank, the business owner was pleased to get a loan that would help expand her store.
Synonyms
A bank or company that handles card payments for shops and businesses
How Specialized
Surface Forms
Morphology
This is a straightforward noun–noun compound where 'merchant' modifies 'bank', so a B1 learner who knows both words will readily infer it refers to a bank that serves merchants or businesses. While the precise technical role (e.g., processing card transactions and advancing receipts) is specialist financial detail, the basic compositional meaning 'bank for merchants' is directly derivable and cross-linguistically transparent.
Etymology
Merchant bank comes from the words merchant, meaning a seller, and bank, meaning a place for money, because these banks helped shop owners and traders with payments and short loans. So today the name means 'a bank that processes payments for businesses and gives them money for card sales, minus a fee'.