malpractice insurance
- noun
- /ˈmælpræktɪs ɪnˈʃʊərəns/
- Quite a bit of my insurance career was spent working on medical malpractice insurance and workers' compensation.
- medical malpractice insurance
- mandatory malpractice insurance
- malpractice insurance premiums
Examples
-
Unfortunately, the firm's malpractice insurance covered only the first $25 million.
Academic text (1994) -
Malpractice insurance rates being what they are, one may not take lightly even an accident of timing.
Fiction book (1997) -
"It's getting more difficult and more expensive to get malpractice insurance.
Academic text (1994) -
Another area that seems like it could seriously use reform is malpractice insurance.
Blog text (3) -
The surgeon had decided not to buy medical malpractice insurance and had none in force at the time of this incident.
Academic text (1996) -
No one is telling South Dakota lawyers they must carry malpractice insurance if they want to go into private practice.
Academic text (2001) -
Physicians may even wish to consider purchasing malpractice insurance through the hospital's carrier.
Academic text (1993) -
When physicians describe a crisis, they mean the lack of availability and affordability of malpractice insurance.
Blog text (18) -
For the most part, the tort reformers hammered the theme of high medical-malpractice insurance rates driving both insurers and physicians out of the state.
Academic text (2006) -
Many doctors purchase malpractice insurance to protect themselves from potential legal claims.
Synonyms
A paid plan that protects you against loss, damage, illness, or death
A plan that pays money when you hurt other people or damage their things
Surface Forms
Morphology
The meaning is directly and transparently derived from combining 'malpractice' (professional negligence) with 'insurance' (a policy providing compensation), i.e. a policy that covers malpractice claims. This is a regular noun–noun compound pattern found across languages and follows predictable English composition, so a B1 learner who knows both constituents will readily infer the MWE's meaning.
Etymology
Malpractice insurance comes from the parts malpractice, a word for a professional 'mistake' or 'bad practice', and insurance, meaning protection against loss. The picture is simple: if a doctor makes a mistake and a patient sues, the insurance pays the costs, so the phrase means 'insurance that covers professional mistakes'.