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insured person

insured person

1 3.4
A person a policy covers who can get money for losses
  • noun
translation icon : persona asegurada
  • Both states offered residents a choice between two types of automobile insurance: a cheaper policy that restricted the insured person's right to sue for damages from accidents, and a more expensive one with an unrestricted right to sue.
  • if the insured person dies
  • insured person pays

Examples

  • It pays for an insured person's necessary medical or funeral expenses resulting from an accident.

    Blog text (16)
  • For life insurance that will remain in effect throughout the insured person's lifetime, whole life policies are the better choice.

    Blog text (17)
  • It pays for an insured person's reasonable and necessary medical and funeral expenses resulting from a crash.

    Blog text (20)
  • It pays for an insured person's reasonable and necessary medical and funeral expenses for bodily injury from an accident.

    Blog text (5)
  • The second important feature of long-term care insurance is prefunding through a charge of a level premium, whereby the insured person pays the same premium each year the policy is in effect.

    Academic text (1990)
  • But because employers are now required to provide health insurance for employees under the Affordable Care Act (or otherwise face fines) and because that law dictates that preventive care must be provided at no cost to the insured person, there is some force being applied by the federal government.

    Blog text (29)
  • In this case, the medical insurance company shall familiarize the insured person with his/her rights and obligations within the framework of CMI and the following relevant applicable documents.

    Academic text (2018)
  • It's just that if the insured person asks the insurer to offer additional coverage for contraceptives, etc., the insurer is now obliged to provide it, free of additional charge.

    Blog text (16)
  • The insurance company offers support to the insured person during the claims process.

  • As an insured person, you have access to various health services covered by your policy.

Synonyms

policyholder
vsinsured person
  • Specialized
12 3.7

A person or organization that has insurance and can claim money after a loss

is the covered person who may not own the contract
insured
vsinsured person
3 3.4

A person or organization covered by insurance

is the individual covered under the contract against specific losses

How Covered

insured person
1 3.4
uninsured
58 3.9

Surface Forms

Morphology

insured + person

The meaning 'a person who has insurance coverage' is directly and transparently derived from the adjective 'insured' (having insurance) combined with 'person' (a human individual). This straightforward adjective + noun composition is a common, compositional pattern found across languages, so a B1 learner who knows both words will readily infer the MWE's meaning.

Etymology

Insured person gives a simple picture: a person standing under an umbrella marked insured, so they are 'covered' by the policy. That's why an insured person means someone the insurance will protect or pay if something goes wrong.