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disposable income

disposable income

16 3.6
Money a household has to spend or save after taxes are taken out
  • noun
  • /dɪsˈpoʊzəbl ˈɪnkʌm/
  • Specialized
translation icon : renta disponible
  • After paying taxes, her disposable income allows her to save for a vacation.
  • real disposable income
  • increase in disposable income
  • high disposable income

When we're when you're in that group, there's a fair amount of disposable income available to people.

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Examples

  • In the past two years, the ratio of debt to disposable income in Turkish households rose from 35 percent to 45 percent.

    Academic text (2012)
  • The per capita disposable income of urban households was 9,422 yuan ($1,135).

    Academic text (2005)
  • I did really well that first year, my career, and it was the first year that I had disposable income in New York City.

  • The third way that the situation could improve is if disposable income were to rise to keep up with the cost of housing.

  • Anyone who works as hard as he does... ...has a right to do what he wants with his disposable income.

  • The result is a significant reduction in disposable income.

    Academic text (2002)
  • The difference is we increased our disposable income after grad school.

    Blog text (14)
  • With the improved standard of living and the growth in both leisure time and disposable income, consumer products flooded the market.

    Academic text (2000)
  • The gay demographic has more disposable income and, on average, higher individual and household incomes.

    Blog text (10)
  • Keeping taxes in check boosted real disposable income in Wisconsin by as much as $1.03 billion overall.

    Blog text (13)

Synonyms

money in someone's pocket
vsdisposable income
1 4.5

Extra cash you can spend

is the formal financial term for after tax funds to spend or save

How Much

savings
606 1.0
disposable income
  • Specialized
16 3.6
spare change
14 1.0
moneyless
5.7

Surface Forms

Morphology

disposable + income

The compound is directly compositional: 'disposable' (available for use) modifies 'income' (money received), so a learner who knows both words will infer it means money you can use or spend. Cross-linguistic equivalents (e.g. French 'revenu disponible', Spanish 'renta disponible') and the straightforward modifier-noun pattern make the core meaning obvious, although the precise fiscal nuance of 'after taxes' is a technical detail.

Etymology

Disposable income comes from the idea that disposable means money you can use freely and income is the money you earn. So, disposable income means the money left after taxes that you can 'spend' or 'save'.