demand deposit
1
3.9
- noun
- /dɪˈmænd dɪˈpɒzɪt/
- Specialized
:
depósito a la vista
- A demand deposit allows you to access your money whenever you need it, without any prior notice.
OK, So what about demand deposits?
- OK, So what about demand deposits?
Examples
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2% is stored in 'Money or Money Equivalents' (demand-deposit accounts).
Blog text (4) -
They are both demand deposits backed by the FDIC.
Blog text (30) -
People still treat their money as demand deposits.
Blog text (22) -
As a result, the increase in demand deposits outstanding in recent years has been limited.
Academic text (1992) -
If all people rightfully claim back their demand deposits, banks go broke.
Blog text (22) -
Even after a 3.4 percent growth in 1991, demand deposits outstanding at year-end were at a lower level than they were five years earlier.
Academic text (1992) -
Part of the business usage of demand deposits is attributable to regulations that restrict corporate checking accounts to demand deposits.
Academic text (1992) -
Despite the fact that the payment of interest on demand deposits is prohibited, they are still a significant component of M2 at 8.4 percent of the total for 1991 IV.
Academic text (1992) -
In the 1980s, Friedman changed his preferred aggregate from M2 to M1 (currency plus demand deposits).
Academic text (2018) -
During 1991, the reserves of depository institutions increased by about 8.9 percent, and for the same period, the total of deposits with reserve requirements (demand deposits plus other checkable deposits) increased by 8.0 percent.
Academic text (1992)
Antonyms
- Specialized
A bank account where you leave money for a fixed time to earn higher interest and cannot take out early
Surface Forms
Morphology
The parts suggest a compositional sense — a 'deposit' that can be 'demanded' — but the specific financial meaning 'payable/withdrawable at any time' relies on the specialized sense of 'demand' (as in 'on demand' or 'payable on demand') which a B1 learner may not know. Because the connection is inferable but requires domain knowledge or exposure to the institutional use, the expression is partially predictable but not fully transparent.
Etymology
Demand deposit joins demand and deposit: a deposit is money you put in a bank, and demand means the bank must give it back when you ask. So a demand deposit is money in an account you can take out 'on demand', that is, anytime without warning.