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delinquent account holder

delinquent account holder

7.8
A person who does not pay money they owe to a bank or credit company on time
  • noun
  • /dɪˈlɪŋkwənt əˈkaʊnt ˈhoʊldər/
translation icon : deudor moroso
  • After missing several payments, Jane was labelled a delinquent account holder by her credit card company.

Examples

  • Banks often contact delinquent account holders to arrange payment plans and avoid further penalties.

  • Being a delinquent account holder can have a negative impact on your credit score.

  • The delinquent account holder is being contacted.

  • Several delinquent account holders received calls from the collection agency.

  • After missing several payments, Jane was labelled a delinquent account holder by her credit card company.

  • Banks often contact delinquent account holders to arrange payment plans and avoid further penalties.

  • Being a delinquent account holder can have a negative impact on your credit score.

Synonyms

in arrears
vsdelinquent account holder
  • Formal
4 7.4

Being late paying money you owe

is the state of being late with payments rather than a person
defaulter
vsdelinquent account holder
  • Specialized
1 7.1

A person who fails to pay money they owe

is a person who missed scheduled payments to a bank or lender
deadbeat customer
vsdelinquent account holder
  • Offensive
7.1

A person who buys but does not pay their bills

is a neutral label for a person who missed payments not insulting

How Delinquent

defaulter
  • Specialized
1 7.1
delinquent account holder
7.8

Surface Forms

Morphology

delinquent + account + holder

Each constituent contributes directly: 'delinquent' (overdue/failing to pay) modifies 'account holder' (person who has an account), so the phrase transparently denotes a customer with overdue payments. This is a regular adjectival + noun composition common across languages, so a B1 learner who knows the parts should be able to infer the meaning.

Etymology

Delinquent account holder combines delinquent (someone who does not do what they should) and account holder (a person with a bank account). It creates a clear picture of a customer whose account has unpaid or late payments, so it means 'a person who has failed to pay debts on time'.