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commercial loan

commercial loan

1 3.4
An amount of money a bank gives a business that it must pay back with interest
  • noun
  • /kəˈmɜrʃəl loʊn/
translation icon : préstamo comercial
  • If someone else orders the appraisal, the bank cannot use it for the commercial loan.
  • commercial loan officer
  • interest on commercial loan
  • commercial loan from banks

It's getting harder for, you know people that are in commercial loans to refinance.

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Examples

  • Whether you want to buy or sell businesses for sale, or get a commercial loan, you have come to the right place.

    Blog text (21)
  • A commercial loan usually requires a higher down payment compared to a residential loan.

    Blog text (18)
  • The area has seen about $106 million in commercial loans, which would have been impossible without the city's efforts.

    Academic text (1999)
  • By early 1994, committed foreign aid in the form of grants, soft loans, and commercial loans totaled around $1.4 billion.

    Academic text (1994)
  • With this significant addition of labor and the cattle herd as collateral, Rogerio secured a second (commercial) loan to plant 10 hectares of rice.

    Academic text (1994)
  • The small business secured a commercial loan to expand its operations and hire more employees.

  • She is currently reviewing options for a commercial loan to finance her new restaurant.

  • After submitting all required documents, the bank approved his application for a commercial loan.

Synonyms

bank loan
vscommercial loan
14 2.3

An amount of money borrowed from a bank that you must pay back with interest by an agreed date

is for companies' commercial purposes rather than for any borrower
business loan
vscommercial loan
12 2.7

Money that a company borrows from a bank to start or grow

is the same loan but uses a different label
commercial credit
vscommercial loan
  • Specialized
1 4.1

Money that banks lend to businesses to buy goods or pay business costs

is a single loan rather than a broader credit arrangement

How Large

participation loan
  • Specialized
7.4
commercial loan
1 3.4
business loan
12 2.7
microloan
  • Specialized
1 3.6

Surface Forms

Morphology

commercial + loan

The meaning 'a loan provided to a business for commercial purposes' is directly and predictably derived from combining 'commercial' (relating to trade or business) with 'loan' (an amount borrowed). This noun–noun composition follows a common, cross-linguistic pattern so a B1 learner who knows both constituents will readily infer the MWE meaning.

Etymology

Commercial loan comes from the simple idea of merchants and shop owners borrowing money to buy goods or grow their trade. Here, commercial means 'for business' and loan is money you borrow, so the phrase means money a bank lends to a business to help it run or expand.