commercial bank
- noun
- /kəˈmɜrʃəl bæŋk/
- Specialized
- Many individuals prefer to keep their savings in a commercial bank due to the convenience of access and services.
- commercial bank loans
- commercial bank credit
- debt to commercial banks
Just like you and I deposit money in banks, commercial banks deposit money in central banks.
- Just like you and I deposit money in banks, commercial banks deposit money in central banks.
- It was explaining how the commercial banks expand credit through the loan market.
- So if if you're reliant upon the commercial banking system to create those currency units and they're not creating enough because why?
- Investment banks, commercial banks, credit unions, insurance companies were destroyed.
- Some of these enterprise directors even combined their funds to create commercial banks.
- And in my view, very large commercial banks can create the kinds of, we'll call it a systemic breakdown if they are not bailed out.
Examples
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Credit card balances at commercial banks rose in April at the fastest pace seen in recent decades.
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The same occurred with the commercial banks that emerged in 1991-92 in large numbers.
Academic text (1992) -
Just like you and I deposit money in banks, commercial banks deposit money in central banks.
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A different market dynamic affected the relationship between European commercial banks and European governments.
Academic text (2012) -
Instead, reserves should be closely managed by commercial banks, as was the case before the global financial crisis.
Academic text (2017) -
If that happens, commercial banks may become insolvent.
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Egypt has 28 domestic commercial banks, 21 foreign commercial banks, and 33 investment banks.
Academic text (1999) -
To finance the deficit, the government used money allocated for repayment to commercial banks.
Academic text (1994) -
Baker hoped to encourage the commercial banks to begin again to make new loans to debtor nations.
Academic text (1991) -
Global finance is no longer a cozy club of finance ministers, central bankers, and big commercial banks.
Academic text (1999)
Synonyms
A place where people keep and borrow money
A company that accepts people's money as deposits and lends it to others
A bank that offers many services like deposits, loans, and accounts
How Big
Surface Forms
Morphology
The meaning is directly compositional: 'commercial' (relating to business/trade) modifies 'bank' (a financial institution), so a B1 learner who knows both words can infer a bank serving commercial/business activities and general financial services. This construction is cross-linguistically common and follows regular English noun-modifier composition, making it immediately comprehensible.
Etymology
Commercial bank comes from two parts: commercial meaning about 'trade' or 'business', and bank, which one popular story says comes from the benches where moneylenders sat in old markets. So a commercial bank is a place that helps people and companies with 'money', keeping money for customers and lending money to others.