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commercial bank

commercial bank

12 3.0
A business that takes money from people and businesses, lends it, and helps with payments
  • noun
  • /kəˈmɜrʃəl bæŋk/
  • Specialized
translation icon : banco comercial
  • Many individuals prefer to keep their savings in a commercial bank due to the convenience of access and services.
  • commercial bank loans
  • commercial bank credit
  • debt to commercial banks

Just like you and I deposit money in banks, commercial banks deposit money in central banks.

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Examples

  • Credit card balances at commercial banks rose in April at the fastest pace seen in recent decades.

  • The same occurred with the commercial banks that emerged in 1991-92 in large numbers.

    Academic text (1992)
  • Just like you and I deposit money in banks, commercial banks deposit money in central banks.

  • A different market dynamic affected the relationship between European commercial banks and European governments.

    Academic text (2012)
  • Instead, reserves should be closely managed by commercial banks, as was the case before the global financial crisis.

    Academic text (2017)
  • If that happens, commercial banks may become insolvent.

  • Egypt has 28 domestic commercial banks, 21 foreign commercial banks, and 33 investment banks.

    Academic text (1999)
  • To finance the deficit, the government used money allocated for repayment to commercial banks.

    Academic text (1994)
  • Baker hoped to encourage the commercial banks to begin again to make new loans to debtor nations.

    Academic text (1991)
  • Global finance is no longer a cozy club of finance ministers, central bankers, and big commercial banks.

    Academic text (1999)

Synonyms

bank
vscommercial bank
1.0

A place where people keep and borrow money

is a specific financial institution that accepts deposits and makes loans
banking company
vscommercial bank
1 2.8

A company that accepts people's money as deposits and lends it to others

serves individuals and businesses with loans deposits and related customer services
full service bank
vscommercial bank
3.5

A bank that offers many services like deposits, loans, and accounts

is focused on core deposit loan services for individual and business customers

How Big

national bank
  • Specialized
4 3.1
commercial bank
  • Specialized
12 3.0
banca
1 7.9
moneylender
3 6.1

Surface Forms

Morphology

commercial + bank

The meaning is directly compositional: 'commercial' (relating to business/trade) modifies 'bank' (a financial institution), so a B1 learner who knows both words can infer a bank serving commercial/business activities and general financial services. This construction is cross-linguistically common and follows regular English noun-modifier composition, making it immediately comprehensible.

Etymology

Commercial bank comes from two parts: commercial meaning about 'trade' or 'business', and bank, which one popular story says comes from the benches where moneylenders sat in old markets. So a commercial bank is a place that helps people and companies with 'money', keeping money for customers and lending money to others.