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charge account

charge account

2 3.4
An account at a store that lets you buy now and pay later
  • noun
  • /ˈtʃɑrdʒ əˈkaʊnt/
translation icon : cuenta de crédito
  • Charge accounts at all the stores.
  • open a charge account
  • set up a charge account

Examples

  • He still gambles and incurs bad debts, uses my charge accounts, eats my food and borrows my cars without asking permission.

  • The nicest thing about The Breakwater was the charge account.

    Fiction book (2001)
  • I got a lot of charge accounts and a really nice apartment.

  • All major charge accounts and credit cards.

  • I have a charge account.

  • Do you have a charge account with us?

    Fiction book (1990)
  • We don't have to worry about paying for it... because I opened up a charge account at the Galleria.

  • "I happen to know that you have a charge account at Zabar's," Sophia retorted.

    Fiction book (1998)
  • It seemed to me, when I was old enough to understand the concept, that he had a limitless charge account with Duffy's.

    Fiction book (2001)
  • Do you have a charge account with us that allows you to buy items and pay later?

Synonyms

credit
vscharge account
3.1

An amount of money you can borrow now and pay back later

refers specifically to a business arrangement for buying now and paying later
open account
vscharge account
5 4.3

An agreement to get goods or services now and pay later

is the broader buying arrangement without stressing supply before payment
credit account
vscharge account
1 3.2

An arrangement with a shop that lets a customer buy now and pay later

is the same arrangement but often called by a different name

Surface Forms

Morphology

charge + account

The meaning is compositionally built from 'charge' (a request for payment/cost) and 'account' (a record or arrangement for payments); a learner who knows both can infer an account used for charges and thus buying on credit to be paid later. This noun-noun combination follows regular English compounding patterns and has clear cross-linguistic equivalents, so the sense is immediately derivable.

Etymology

The noun charge account comes from old shops where the shopkeeper wrote each charge in a customer's account book when they took goods. That's why it now means an account that lets you 'buy now, pay later'.