underwriting
7
6.8
- noun
- /ˈʌndərˌraɪtɪŋ/
- Specialized
:
suscripción de riesgos
- It's a better user interface, a better user experience in the underwriting and rating side.
- loan underwriting
- credit underwriting
- underwriting process
Incredibly small, but I was able to really understand the internal bank rules of the underwriting teams at these top banks.
- Incredibly small, but I was able to really understand the internal bank rules of the underwriting teams at these top banks.
- But it's not because they were the cause of the crisis or they lead to poor underwriting.
- And the truth is, is that I, I'm not smarter than the actuaries that came up with those underwriting guidelines.
- The central thing about commercial banks is a credit allocation, pricing of of credit, underwriting of credit.
- doing a credit underwriting for, you know, big software deals. So,
Examples
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The claims handler then sends the file over to underwriting.
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Government housing policy pushed underwriting standards lower in order to increase the homeownership rate.
Blog text (23) -
The way our underwriting works is we get all of the property information, right?
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The most recent studies on commercial mortgage default have emphasized the need for updated underwriting methods.
Academic text (2016) -
The handler reviews it, and immediately begins the process of post-claim underwriting.
Fiction book (1995) -
The FHA employed Babcock and incorporated his model into its underwriting and real estate approval standards.
Academic text (1997) -
Financial applications may include actuarial and underwriting activities for pricing purposes, as well as budgeting and accounting systems.
Academic text (1993) -
Furthermore, underwriting practices grossly inflated actual property values through several mechanisms.
Academic text (2016) -
Bob Pedigo, CLU, FALU, FLMI, heads the underwriting division at Davis Life Brokerage.
Blog text (32) -
Before a loan is approved, the bank's team carefully reviews the underwriting process to assess financial risk.
How Thorough
Surface Forms
Morphology
underwriting = underwrite (opaque) = under + write + ing
The nominalization from 'underwrite' is a regular -ing formation.
Etymology
Underwriting comes from insurance work, where insurers would write their names under a risk to show they accepted it. Because they checked the risk before they signed, the pieces under- ('below') and write ('to sign') help explain why the word now means assessing and accepting financial risk.