real estate loan
4
3.3
- noun
- /ˈriːəl ɪˈsteɪt loʊn/
:
préstamo hipotecario
- The bank approved my application for a real estate loan to purchase a new property.
- bad real estate loans
- commercial real estate loans
- troubled real estate loans
This was driven by a spike in delinquent commercial real estate loans, which more than doubled last year.
- This was driven by a spike in delinquent commercial real estate loans, which more than doubled last year.
- The extent to which these more restrictive lending practices prevent existing borrowers from refinancing commercial real estate loans still remains to be seen.
Examples
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The decline in noncurrent balances in the second quarter was led by a 3.9 percent reduction in noncurrent one- to four-unit family residential real estate loans, and by a 12.8 percent reduction in noncurrent real estate construction and development loans.
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A borrower must be the one who orders an appraisal in a commercial real estate loan.
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According to published reports, the bank was making real estate loans that were far too large for an institution of its size.
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What's interesting is that those banks struggling with their commercial real estate loans were once in a position to compete with the big banks.
Blog text (27) -
This was driven by a spike in delinquent commercial real estate loans, which more than doubled last year.
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U.S. banks hold an estimated $156 billion of souring commercial real estate loans, according to research firm Trepp LLC.
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Over the last 20 years, the percentage of community banks' assets represented by commercial real estate loans has risen from 30% to just over 53%, according to the American Bankers Association.
Blog text (27) -
The extent to which these more restrictive lending practices prevent existing borrowers from refinancing commercial real estate loans still remains to be seen.
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Then, Congress knocked the pins from under the industry in 1986 with the Tax Reform Act, which abolished significant tax write-offs for certain real estate loans.
Academic text (1999) -
Banks are concerned about commercial real estate loans, rising mortgage defaults, and, because of falling asset values, the value of loans and asset-backed securities on their books.
Blog text (5)
Synonyms
∞
2.0
An amount of money borrowed from a bank that must be paid back with interest
526
5.4
A loan to buy a house where the bank can take the home if you do not pay
16
2.6
Money you borrow to buy a house that the bank can take if you do not pay
8
3.2
A loan to buy a house or other property that you pay back over time
How Large
Surface Forms
Morphology
The meaning 'a loan for purchasing or developing real property' is directly and compositionally derived from 'real estate' (property/land) plus 'loan' (borrowed money). This is a regular noun-noun compound with clear cross-linguistic equivalents (e.g. Spanish 'préstamo inmobiliario'), so a B1 learner who knows the constituent words will readily understand it.
Etymology
Real estate loan comes from the simple idea of borrowing money using land or a house as the thing you promise to the bank. Real estate means 'land and buildings' and a loan is 'borrowed money', so a real estate loan is money you borrow that is tied to the property and the lender can take the property if you do not pay.