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owner-occupier

owner-occupier

4.8
A person who lives in a home they bought
  • noun
  • /ˈoʊnər ˈɑːkjʊpaɪər/
  • UK
translation icon : propietario-ocupante
  • The plan would help borrowers who have missed at least three mortgage payments, who are owner-occupiers, and who have not yet filed for bankruptcy, renegotiate their mortgages down to a level where payments would only be 38 percent of their monthly gross incomes.

Examples

  • In Kenwick, renters and owner-occupiers alike frequently compared favorably their "walkable" neighborhood and "quality" bungalows with supposedly inferior "cookie-cutter" new homes in the sprawling.

    Academic text (2011)
  • A number of people—mainly owner-occupiers—didn't want to sell up and leave, and they made life difficult for developers who were unable to commence demolition.

    Blog text (5)
  • Multiple studies have shown that increases in house prices cause an increase in the home equity of owner-occupiers, leading to an increase in household consumption (Campbell and Cocco, 2007; Mian and Sufi, 2011), some of which may benefit children.

    Academic text (2017)
  • Although, problematically, the bulk of my interview material derived from conversations with owner-occupier individuals living in Kenwick's relatively affluent first block, residents elsewhere in the neighborhood told remarkably similar stories about this neighborhood gradient, as well as the fundamental aesthetic character of the neighborhood.

    Academic text (2011)
  • The owner-occupier painted the walls of their home in bright colors to reflect their personality.

  • As a proud owner-occupier, she took great care of her garden, making sure it was always in bloom.

  • The community meeting focused on the needs of owner-occupiers, discussing how to improve local services.

Synonyms

homeowner
vsowner-occupier
216 2.5

A person who owns the house or apartment where they live

is the same meaning but uses a different technical term
householder
vsowner-occupier
4 3.1

A person who owns or lives in a home and is the main person living there

requires ownership and living there not just being the main resident

Antonyms

248 3.0

A person who rents a house or apartment from a landlord

Surface Forms

Morphology

owner-occupier = owner + occupier (transparent) = owner + occupier

The compound clearly denotes someone who both owns and occupies a dwelling; components map directly to the combined meaning.

Etymology

The word owner-occupier is made of owner ('one who owns') and occupier, from occupy ('to live in or use a place'). So an owner-occupier is someone who both owns and lives in their home.