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national insurance

national insurance

1 4.0
Payments workers and employers must make in Britain to fund government benefits
  • noun
  • /ˈnæʃənl ɪnˈʃʊərəns/
  • UK
translation icon : seguro nacional
  • The national insurance system helps cover medical expenses for those who are unable to work.

Why National Insurance cuts rather than income tax cuts?

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Examples

  • Employees must contribute to national insurance to qualify for state benefits like unemployment support.

  • Sir William Beveridge's proposal for national insurance against unemployment and sickness became the blueprint for the postwar welfare state.

    Academic text (2000)
  • Why National Insurance cuts rather than income tax cuts?

  • But they have made changes to employer National Insurance contributions.

  • We have all the relevant data for her, passport number, national insurance.

  • None of this was covered by national insurance, but "Hey," she always said, "if you can afford it, why suffer?"

    Fiction book (1998)
  • And as far as I know, I think this was Richard Tice's plan to make businesses pay more in National Insurance for foreign workers.

  • A combined national insurance/income tax system is a much better way of paying for healthcare.

    Blog text (10)
  • They'll pay much more tax in National Insurance whilst those living off wealth are protected.

  • We used claims data from a large national insurance database to explore the association between dental care and adverse pregnancy outcomes.

    Academic text (2011)

Synonyms

social insurance
vsnational insurance
5 4.2

A government system that pays people who are sick, old, or out of work

is a Britain specific compulsory payments scheme funding state benefits

Surface Forms

Morphology

national + insurance

The compound simply combines 'national' (state-level) and 'insurance' (protection via payments), so a B1 learner who knows both words can infer it refers to a government-run insurance/social-security scheme. Specific administrative details (e.g. compulsory payments, employer/employee contributions) are culturally specific, but the core meaning is compositionally transparent and common across languages.

Etymology

National insurance comes from the idea of the whole nation acting like an insurance company: everyone pays small amounts into a common fund so people who are sick, out of work, or retired can get help. That's why it means 'a state system of payments by workers and employers to provide benefits'.