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mutualization

mutualization

7.9
Sharing financial risk or debt so several parties are responsible together
  • noun
  • /ˌmjuːtʃuəlaɪˈzeɪʃən/
  • Specialized
translation icon : mutualización
  • Following the disaster, the mutualization of debts allowed the affected parties to share the financial burden.

Examples

  • The mutualization of financial risk among the investors helped stabilize the market.

  • But that is a mutualization, which is bad because it mutualizes it amongst people who don't have assets.

  • But that is a mutualization, which is bad because it mutualizes it amongst people who don't have assets.

  • The mutualization process was designed to ensure that all stakeholders shared responsibility for the collective liabilities.

Synonyms

sharing
vsmutualization
99 1.0

Dividing something so several people each get part

forms a common fund to cover financial risk rather than simple division
share-out
vsmutualization
1 3.5

Dividing something into parts and giving each person a part

is about pooling ongoing financial risk rather than one-time distribution
joint liability
vsmutualization
  • Formal
5.9

Two or more people are each responsible for the same debt and may have to pay it

focuses on a process that pools financial risk among participants

How Shared

joint liability
  • Formal
5.9
mutualization
  • Specialized
7.9
liability
  • Specialized
176 5.1

Surface Forms

mutualization singular

Morphology

mutualization = mutualize (transparent) = mutual + ize + ation

Formed by a productive verb-forming suffix ('-ize') and a standard nominalizing suffix ('-ation'), yielding 'the process of making/shared'.

Etymology

Mutualization comes from mutual ('shared between people') and -ization ('the process of making'), so you can think of people putting risks or debt into one shared pool. That is why mutualization means sharing or pooling financial risk so responsibility is held together.