mortgage holder
3
4.4
- noun
- /ˈmɔːrɡɪdʒ ˈhoʊldər/
:
titular de la hipoteca
- If a mortgage holder walks away from their mortgage, they walk away from their property taxes too.
- a second mortgage holder
- the mortgage holder's bank
- help mortgage holders
Examples
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Even with all this going on, the most tangible piece of good news for mortgage holders is that by mid-January, mortgage rates had fallen to 5.69%, a level not seen since June of 2005.
Blog text (24) -
Until the process is finalized, neither the bank nor the mortgage holder has legal responsibility.
Blog text (2) -
A particularly good week for current mortgage holders.
Blog text (24) -
The Chancellor said just last night that mortgage holders should just shop around.
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Mortgage rates would go back to 6%, and that's not good for mortgage holders.
Blog text (29) -
The mortgage holder may be in the process of declaring bankruptcy, or have left the country.
Blog text (2) -
However, for current mortgage holders and for anyone in a position to refinance a mortgage, the positive impact of recent market developments is here today.
Blog text (24) -
Almost 22 percent of all mortgage holders were underwater by March, according to real estate site Zillow.com.
Blog text (8) -
The Bank of England's actions will lead to higher repayments for mortgage holders, but it should benefit savers if the interest rate rise is passed on.
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More than a quarter of mortgage holders owe more than their home is worth.
Synonyms
118
2.5
A person or company that gives money to someone and asks for it back later
3
4.5
A person or company that gives money but expects it to be paid back
1
8.1
A person or company that lends money for a house and can take the house if you do not repay
1
8.2
A person or company that has the right to keep someone's property until a debt is paid
Surface Forms
Morphology
The meaning is directly compositional: 'mortgage' (a secured loan using property as security) + 'holder' (one who holds) yields 'a person or institution that holds a mortgage'. This noun–noun possession/role construction is cross-linguistically common and should be understandable to a B1 learner who knows both constituent words, even if 'mortgage' is somewhat technical.
Etymology
Mortgage holder comes from the simple image of someone who 'holds' a mortgage — the written agreement that links a house to a loan — so the holder is the person or bank with the 'legal right' to the property until the loan is paid.