interbank loan
- noun
- /ˈɪntərˌbæŋk loʊn/
- Specialized
:
préstamo interbancario
- Bank A offered an interbank loan to Bank B to manage its short-term liquidity needs.
Examples
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The bank secured an interbank loan to meet its immediate funding requirements before the end of the fiscal year.
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The Fed Funds rate is a target rate for the overnight interbank loan market, adjusted via the Open Market Operations desk at the New York Fed.
Blog text (19) -
Four large banks dominate Australia's financial sector, which has similar business models and relies on wholesale funding, such as interbank loans and covered bonds.
Blog text (25) -
During a financial crisis, many banks rely on interbank loans to maintain their operations.
Surface Forms
Morphology
The meaning 'a loan one bank makes to another' is directly and transparently compositional from 'interbank' (between banks) + 'loan' (an amount borrowed). This is a literal, domain-specific compound whose logic is cross-linguistically regular, so a learner who knows the constituents can readily infer the MWE meaning.
Etymology
Interbank loan comes from the simple idea of one bank giving money to another: interbank means 'between banks' and loan means giving money for a time. Imagine two bank buildings passing a bag of cash to help each other for a short time, so the phrase means 'a loan between banks' used to meet 'short-term funding needs'.
