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insurance claim

insurance claim

16 3.3
A request to a company for money after damage or loss
  • noun
  • /ɪnˈʃʊərəns kleɪm/
translation icon : reclamación de seguro
  • After the storm, she submitted an insurance claim for the roof damage to her house.
  • health insurance claim
  • insurance claims database
  • insurance claims data

Generally, the owner of the property will then file an insurance claim to try to litigate or settle with the tenant.

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Examples

  • After all, his beautiful home was damaged and he'll need our help to file an insurance claim.

  • Although many people will never file an insurance claim, this is not something you can predict.

    Blog text (1)
  • We then issue an insurance claim for up to 100 dollars.

    Blog text (29)
  • Anyone who has ever had an insurance claim has quickly realized there is no free lunch.

    Blog text (10)
  • All wet materials, such as cushions, must be removed and saved for a potential insurance claim.

    Blog text (26)
  • Generally, the owner of the property will then file an insurance claim to try to litigate or settle with the tenant.

  • Consider filing a home insurance claim, especially if you think your repairs may exceed your deductible.

    Blog text (20)
  • Ned was an insurance claims adjuster, and Peter figured he would give him a call when he returned home.

    Fiction book (2001)
  • A potential disadvantage of pursuing an insurance claim is that it may prompt the carrier to cancel the homeowner's future coverage.

    Academic text (2005)
  • However, only 5 percent of these health insurance claims were processed electronically in 1991 (HIMSS News 1992, 5).

    Academic text (1993)

Synonyms

claim
vsinsurance claim
431 2.6

A request for money or help because you believe you have a right to it

is a similar request made specifically under an insurance policy after loss or damage

Surface Forms

Morphology

insurance + claim

The meaning of 'insurance claim' is directly and transparently derived from 'insurance' (protection/payment arrangement against loss) + 'claim' (a formal demand for money), i.e. a demand for payment under an insurance policy. This noun+noun compositional pattern is common and mirrors equivalents in many languages, so a B1 learner who knows both constituents will readily infer the MWE meaning.

Etymology

Insurance claim comes from the simple idea of showing damage and asking the insurance company for the money they promised. Insurance is the promise to pay and a claim is a formal 'request', so an insurance claim is the request you make to get payment after a loss.