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house poor

house poor

1 7.6
Spending most of your money on home costs so you have little left
  • adjective
translation icon : pobre de casa
  • Living in a desirable neighborhood has made them house poor, unable to afford vacations or savings.

Examples

  • Put simply, being house poor means your entire net worth (savings) and the vast majority of your cash flow are tied up in your house, rendering you illiquid and unable to respond to adverse life scenarios.

    Blog text (29)
  • Here we discuss a potential pitfall of home ownership: being house poor.

    Blog text (29)
  • We're what you call house poor.

  • Let's take a harder look at why so many people end up house poor, and what it really means.

    Blog text (29)
  • All I want is to not be house-poor anymore, and feel like I can take time to enjoy some of my success.

    Blog text (8)
  • We would need to make major sacrifices and basically be house poor, but that was fine with me if it meant I could still work and stay home with my child.

    Blog text (31)
  • There is no shame in shortening that list and being somewhat practical so that you don't end up being house poor.

    Blog text (29)
  • There's a fine line here between shopping at Goodwill for vintage digs and shopping at Goodwill because you are completely house poor.

    Blog text (19)
  • Look Jimbo, I'm house-poor.

  • Many young families become house poor after buying their first home because they stretch their budget too thin.

How Burdened

impoverished
50 6.2
house poor
1 7.6
strained
4.2
comfortable
107 2.9

Surface Forms

house poor positive

Morphology

house + poor

The phrase uses fully known constituents—'house' and 'poor'—and does signal financial hardship related to housing, so there is a clear lexical link. However, the specific causal sense ('poor because so much income is spent on housing' rather than 'a poor house' or low-quality housing) is not fully predictable for a B1 learner without exposure, so it is only partially transparent.

Etymology

The adjective house poor likely comes from the simple picture of a house that uses up so much money the owner is left poor. So, it now means 'having most of your money tied up in your home and little left for other things'.