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fire insurance

fire insurance

3 3.2
A plan that helps pay to repair or rebuild property after a fire
  • noun
  • /ˈfaɪər ɪnˈʃʊərəns/
  • Specialized
translation icon : seguro contra incendios
  • My fire insurance costs half that much.
  • fire insurance map

How much money have you spent on fire insurance for your home?

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Examples

  • Most of us haven't the kind of fire insurance to cover a completely burnt house.

    Fiction book (1996)
  • Would it be morally defensible to allow people to buy fire insurance after their houses burned down?

    Blog text (23)
  • How much money have you spent on fire insurance for your home?

  • Did the fire insurance pay for all this ?

  • After all, we take out fire insurance on our homes even though the chance of them burning down is small.

    Academic text (2010)
  • There has been a minor saving on my fire insurance, but nowhere near enough to offset the cost.

    Blog text (23)
  • But what about fire insurance premiums?

    Academic text (1997)
  • "I don't have fire insurance."

    Blog text (13)
  • So the idea of buying fire insurance does not necessarily mean you're predicting a fire.

  • Many homeowners choose to purchase fire insurance to protect their property from potential fire damage.

Surface Forms

Morphology

fire + insurance

The meaning 'insurance against fire damage' is directly and transparently derived from combining 'fire' (burning) with 'insurance' (protection against loss). This noun+noun compound follows a common, cross-linguistic pattern in which the modifier specifies the risk covered, so a B1 learner who knows both constituents will readily infer the meaning.

Etymology

The noun fire insurance comes from old times when, after big fires, people or companies collected small payments so they would help pay to rebuild if a fire destroyed a house. Those payments acted like insurance, so fire insurance today means 'a plan that pays money for loss caused by fire'.