credit bureau
5
4.9
- noun
- /ˈkrɛdɪt ˈbjʊəroʊ/
:
buró de crédito
- Remember, for credit bureaus, the longer credit history you have, the more trust they will give you.
- information to credit bureau
- major credit bureau
- credit bureau report
Well, in six months the credit bureaus generate credit scores.
- Well, in six months the credit bureaus generate credit scores.
- Now this new law, if it passes, says may not report any adverse information to the credit bureaus.
- For starters, you have to deal with three separate credit bureaus, which is a massive headache and unpleasant.
Examples
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The three major credit bureaus are Equifax, TransUnion, and Experian.
Blog text (8) -
The credit score is the three-digit score designated by credit bureaus to consumers that serves as the determining factor of their creditworthiness.
Blog text (5) -
Check this out with your credit bureau so you know how much you still have to work on.
Blog text (5) -
The credit bureau has instructed me to destroy this card.
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You can ask for a copy for free from some credit bureaus.
Blog text (5) -
The information contained at this link is applicable to all three credit bureaus.
Blog text (14) -
Under the FACT Act, which amends the FCRA, businesses that provide consumer information to credit bureaus are liable for errors they don't correct.
Academic text (2004) -
Many lenders rely on information provided by the credit bureau to assess loan applications.
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TransUnion is one of the largest credit bureaus in the United States that monitors consumer credit.
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It's important to check your report from the credit bureau for any errors before applying for a mortgage.
How Comprehensive
∞
2.7
5
4.9
Surface Forms
Morphology
The meaning is directly and transparently built from 'credit' (financial standing/loan-related information) + 'bureau' (an agency or office), so a B1 learner who knows both words can infer it denotes an agency that collects/maintains credit information. This is a common noun-noun/nominal modifier pattern and appears in many languages (e.g., Spanish 'buró de crédito'), supporting immediate comprehension.
Etymology
Credit bureau puts two ideas together: credit, your loan and payment history, and bureau, an office or desk where papers are kept. Imagine a room full of files about people's loans that banks can check; that's why a credit bureau is an organization that collects and shares 'credit history' records.