credit analyst
1
4.3
- noun
- /ˈkrɛdɪt ˈænəlɪst/
:
analista de crédito
- I moved furniture, managed a Taco Bell, did temp work with the SBA, and worked as a credit analyst/collections.
- a credit analyst at a bank
Examples
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A former senior credit analyst at Moody's explained that investors use ratings to:
Blog text (21) -
Melanie Mathis is a credit analyst and a writer for eight years.
Blog text (27) -
I recently talked to a credit analyst at Morgan Stanley, and he said that while everyone is watching Europe, Japan could surprise everyone with the quickness with which it collapses.
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Also, in terms of credit ratings and FICO credit scores, the debt settlement programs are considered far more positive (though there will still be a notation assessed on the reports) than Consumer Credit Counseling, and future credit analysts will tend to judge the approach more favorably.
Blog text (15) -
As a credit analyst, she evaluates loan applications to assess whether individuals can repay their debts.
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The company hired a credit analyst to review its financial statements and recommend improvements.
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Before approving the mortgage, the credit analyst examined the applicant's credit history and income level.
Synonyms
484
3.8
A person who studies numbers and markets to give advice about money and investments
9
3.9
A person who studies a company's money and gives investment advice
Surface Forms
Morphology
The noun phrase is directly compositional: an 'analyst' who specializes in 'credit' is transparently a person who evaluates credit-related financial information. This attributive noun construction is common cross-linguistically, so a B1 learner who knows both words will readily infer the meaning (someone who assesses borrowers' ability to repay).
Etymology
The name credit analyst comes from the simple picture of a person studying someone's credit — the record of past loans and payments — and an analyst, a person who checks numbers and facts. So, a credit analyst is someone who looks at financial records to decide if a person or company can 'repay borrowed money'.