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cosigner

cosigner

1 4.5
A person who signs with someone and promises to pay if the main signer cannot
  • noun
  • /ˈkoʊˌsaɪnər/
  • US
translation icon : cofirmante
  • If you want to rent an apartment, you might need a cosigner to guarantee the lease.

So we go and get a cosigner from their parents.

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Examples

  • If you allow for a cosigner, ask for the necessary contact information and signature.

    Blog text (10)
  • To tell you the truth... ...one of my students asked me... ...to be the cosigner for his loan last year.

  • So we go and get a cosigner from their parents.

  • You know I had to get a cosigner for this thing?

  • As a cosigner, you could go to jail for a very, very long time.

  • Next up, make sure that you have a cosigner on the lease.

  • A better credit score will make it easier for you to obtain credit without a cosigner.

    Blog text (25)
  • The cosigner agrees to take responsibility for the loan if you do not make the payments.

    Blog text (25)
  • A cosigner is a family member, friend, or other acquaintance who has good credit.

    Blog text (25)
  • One of the most common situations that requires a loan cosigner is when a young driver is applying for a first-time car loan.

    Blog text (28)

Synonyms

signatory
vscosigner
  • Formal
16 6.1

A person, country, or group that added their name to a paper and must follow its rules

is specifically a joint signer who also promises to cover payment if needed
signer
vscosigner
  • Formal
8 2.7

A person who writes their name on a document to show they agree

goes further by guaranteeing payment responsibility if the primary person defaults
guarantor
vscosigner
  • Formal
7 6.5

A person or company who promises to pay a debt if someone else cannot

signs the document too and so combines guarantee with joint signing
signee
vscosigner
1 4.4

A person who puts their name on a document to show they agree

takes on an extra duty to pay if the main person cannot pay
cosignatory
vscosigner
  • Formal
7.9

A person who signs a document with other people

also promises to cover payment if the main person cannot pay

How Responsible

underwriter
  • Specialized
5 7.5
guarantor
  • Formal
7 6.5
cosigner
  • US
1 4.5
signatory
  • Formal
16 6.1

Surface Forms

cosigner singular
cosigners plural

Morphology

cosigner = cosign (transparent) = co + sign + er

Formed by adding the agentive suffix '-er' to the verb 'cosign', yielding a person who cosigns; the relation is regular and predictable.

Etymology

Cosigner breaks into co- 'with' and sign 'to write your name'. So a cosigner is someone who 'signs with' another person and agrees to be responsible for a loan or debt if the main person cannot pay.