bank failure
- noun
- /bæŋk ˈfeɪljər/
- Specialized
- The recent bank failure left many customers without access to their savings.
- bank failure rate
- number of bank failures
- wave of bank failures
It's worth noting that bank failures are not actually that uncommon.
- It's worth noting that bank failures are not actually that uncommon.
- The failure of First Republic Bank was the second largest bank failure in the United States's entire history.
- And ultimately, do I think that we're facing a larger economic contagion of bank failure?
- They say that the Fed could have offset the decrease created by bank failures by engaging in bond purchases, but it didn't do so.
- Just yesterday I was looking at charts and you could see this Silicon Valley Bank failure coming.
- That is happening because depositors are concerned about the bank failures that have happened and whether or not other banks could also.
Examples
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In the absence of deposit insurance, other mechanisms served to maintain stability and limit bank failures.
Academic text (2016) -
They clamored for Congressional investigations into the current banking system and offered their expertise in drafting reforms that would protect the public against future bank failures.
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As mentioned earlier, private management tends to reduce bank risk and the rate of bank failures.
Academic text (2016) -
The country had no serious commercial bank failures while they were in place, and no financial crisis infected the real economy.
Academic text (2010) -
It's worth noting that bank failures are not actually that uncommon.
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The failure of First Republic Bank was the second largest bank failure in the United States's entire history.
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And so making sure this bank failure did not ricochet to the rest of the banking system is a smart decision.
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Deposit insurance creates two conflicting forces that influence bank failures.
Academic text (2016) -
Given the concerns about systemic risk in the aftermath of the financial crisis, investors continued to seek protection against bank failures.
Academic text (2016) -
Some research suggests that widespread bank failures have instead been caused by macroeconomic contractions (Rolnick and Weber 1986, Selgin 1989b).
Academic text (1991)
Synonyms
Not being able to pay debts when they are due
A situation when someone cannot pay money they owe
A bank that shuts down because it cannot pay its debts
Antonyms
How Severe
Surface Forms
Morphology
The meaning of 'bank failure' is compositionally derived from 'bank' (a financial institution) and 'failure' (the state of not succeeding/insolvency); together they straightforwardly indicate a bank becoming insolvent or ceasing operations. This noun-noun combination follows a common cross-linguistic pattern (e.g., Spanish 'quiebra bancaria') and would be readily understood by a B1 learner who knows both constituent words.
Etymology
Bank failure is made of bank, a place that keeps people's money, and failure, a collapse or stop. Imagine a bank with its doors closed and customers who cannot get their money. That's why the term means a bank that 'cannot pay its bills' and must close.