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Glite Dictionary
Federal Housing Administration

Federal Housing Administration

1 3.5
A U.S. government agency that insures home loans to help people buy houses
  • proper noun
  • /ˈfɛdərəl ˈhaʊzɪŋ ˌædˌmɪnɪˈstreɪʃən/
  • Formal
translation icon : Administración Federal de Vivienda
  • The Federal Housing Administration was established to help families secure loans to buy their first homes.
  • Federal Housing Administration
  • Federal Housing Administration (FHA)
  • Federal Housing Administration loans

Examples

  • Did you know the Federal Housing Administration was created in 1934?

  • An Federal Housing Administration loan often allows a lower down payment than conventional mortgages.

  • Many first-time homebuyers rely on loans insured by the Federal Housing Administration.

  • The Federal Housing Administration was established to help stabilize the housing market during the Great Depression.

  • The Federal Housing Administration provides insurance for home loans.

  • Many homebuyers rely on the support of the Federal Housing Administration to obtain affordable mortgage insurance.

  • In 1934, the Federal Housing Administration began insuring loans to promote home ownership across the United States.

Synonyms

FHA
vsFederal Housing Administration
25 4.4

A US government agency that insures home loans to help people buy houses

is the same meaning but stated in a fuller, more formal phrase

Surface Forms

Federal Housing Administration main

Morphology

federal + housing + administration

The meaning is directly derivable from the components: 'federal' (central government), 'housing' (accommodation), and 'administration' (an agency or management body), so a learner who knows those words can infer it is a government agency dealing with housing. This organizational naming pattern is cross-linguistically common and follows standard compositional rules, making it immediately comprehensible to a B1 learner.

Etymology

Federal Housing Administration comes from a 1930s US program when the Federal government created an Administration to support Housing by promising to 'insure' mortgages so banks would lend to people. That's why it now means a government office that helps people get loans for 'home ownership'.