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cashier's check

cashier's check

12 4.6
A check a bank writes and promises to pay the person who receives it
  • noun
  • /kæˈʃɪrz tʃɛk/
  • Specialized
translation icon : cheque bancario
  • To finalize the purchase, the seller requested a cashier's check instead of a personal check.
  • get a cashier's check
  • Payment by cashier's check
  • cashier's check or money order

Examples

Synonyms

certified check
vscashier's check
  • Specialized
3 4.2

A check the bank promises will have enough money to pay someone

is paid from the bank's own account rather than the drawer's funds
banker's draft
vscashier's check
  • UK
1 5.7

A cheque that a bank promises to pay to the person named

is drawn only from the bank's own account guaranteeing payment to payee
banker's check
vscashier's check
  • UK
1 4.1

A cheque from a bank that you can cash right away and is safer than a personal cheque

is specifically drawn on the bank's account and guarantees payment to payee
treasurer's check
vscashier's check
  • Specialized
7.2

A paper payment that a bank issues and pays from its own money

is issued by the bank and guarantees payment to the recipient

How Secure

bank draft
  • Specialized
1 4.3
cashier's check
  • Specialized
12 4.6
certified check
  • Specialized
3 4.2
personal check
  • US
9 2.8

Surface Forms

Morphology

cashier's + check

Knowing 'cashier' and 'check' will lead a B1 learner to infer this is a type of check associated with a cashier or bank, so the general relation is clear. However, the specific legal/guarantee sense — that the bank issues the check on its own account and guarantees payment — is a specialized institutional meaning not fully predictable from the constituents, so it is not fully transparent.

Etymology

Cashier's check comes from the image of a bank cashier writing the check with the bank's own money instead of a customer's. So the bank itself 'promises' to pay, and that's why this check is seen as a very safe way to make a payment.