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banker's check

banker's check

1 4.1
A cheque from a bank that you can cash right away and is safer than a personal cheque
  • noun
  • /ˈbæŋkərz tʃɛk/
  • UK
translation icon : cheque de banco
  • The seller requested a banker's check to finalize the purchase of the house.

Examples

  • I received a banker's check from the company as payment for my services.

  • Sure, if you're old school enough, you have physical paper checks lying around so you could make one of those out; or you could actually go to a branch and get a money order or banker's check—but if you're young enough, you may not actually know these things.

    Blog text (34)
  • To ensure a secure transaction, he opted to pay with a banker's check instead of cash.

Synonyms

cashier's check
vsbanker's check
  • Specialized
12 4.6

A check a bank writes and promises to pay the person who receives it

is payable on demand and viewed as more secure than personal payment papers
banker's draft
vsbanker's check
  • UK
1 5.7

A cheque that a bank promises to pay to the person named

is payable on demand and viewed as more secure than personal payment papers
treasurer's check
vsbanker's check
  • Specialized
7.2

A paper payment that a bank issues and pays from its own money

is payable on demand and viewed as more secure than personal payment papers

How Secure

banker's draft
  • UK
1 5.7
cashier's check
  • Specialized
12 4.6
banker's check
  • UK
1 4.1
certified check
  • Specialized
3 4.2
personal check
  • US
9 2.8

Surface Forms

Morphology

banker's + check

The phrase is directly compositional: 'banker's' specifies the issuer (the bank or banker) and 'check' is the payment instrument, so it literally denotes a check issued by a bank. A B1 learner who knows 'banker/bank' and 'check' can infer this basic meaning easily (although finer legal distinctions about security/payment terms require extra domain knowledge).

Etymology

Banker's check comes from banks writing a check from their own money so the banker promises to pay. Because the bank itself backs the money, the paper is seen as 'more secure' than a personal check, so people use it when they need a safe way to pay.